700 East Gate Drive 4th Floor Mount Laurel, NJ 08054
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New Jersey, PA Home Loans, Refinances, Construction Loans, FHA Financing
If you're looking for information on mortgages and financing in the New Jersey/ PA and surrounding area's, then you've come to the right place. Whether you are planning to refinance or purchase your dream home, I can help you find the perfect loan. I specialize in FHA loans, FHA refinance and conventional mortgages. If you need a mortgage consultation in regards to your current rate, terms or options, give me a call!
" Bringing Families Home"
For More Information about Loans, FHA and Home Financing, read the following articles...
Seller Concession — Many home buyers with limited funds seek the seller’s assistance with closing costs. This is especially true for those securing FHA loans. Typically on an FHA loan the borrower must contribute 3.5% of his/her own funds into the loan, this can be a gift from a family member and does not necessarily need to be applied to the down payment, it may be applied towards closing costs or pre-paid items.
The typical seller’s concession on an FHA loan is 6% , however, on a conventional loan with less than 10% down the seller concession in most cases is no more than 3%. Other factors such as credit scores and loan program guidelines would determine the exact amount allowed.
Get Fast Answers
At our website you can find tools available to answer virtually any mortgage or FHA question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
After hundreds of closed FHA and conventional loans in NJ/PA and the surrounding communities, representing both new home buyers and refinance clients, Jeremiah Phillips is a highly sought after Mortgage Professional for both clients and realtors alike. His emergence as one of area top mortgage professionals didn't happen overnight.
It took years to acquire the reputation and experience he uses everyday to help clients make the best decisions.
Jeremiah Phillips Puts Customers first!
Borrowers who are happy with the fha, conventional mortgage or custom loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.
Licensed in the following states: Alaska Business License # 917131, Arizona Residential Mortgage Licensee (MB0908391, MBBR111399 BK0909393, BKBR0113668), Licensed by the California Department of Corporations under the California Finance Lenders Law, License #603 A 697, Supervised Lender's License in the State of Colorado (#989481), Connecticut First Mortgage Correspondent License Lender/Broker (#18207) and Second Mortgage Correspondent License Lender/Broker, Delaware Chapter 22 Licensed Lender License (#9553),District of Columbia Mortgage Lender and Broker (#MLB9533), A Georgia Residential Mortgage Licensee (#19887), Florida Correspondent Mortgage Lender License (#CL0700323), Illinois Residential Mortgage License (#MB.6760384), Indianac First Lien Mortgage Loan License (#11048), Maine Supervised Lender SLM 10500, Massachusetts Mortgage Lender and Mortgage Broker (#MC-4562), Maryland Mortgage Lender (#12327), Michigan First Mortgage Lender/Broker (FL0010752) & Second Mortgage Lender/Broker(#SR0010772), Minnesota Residential Mortgage Originator (#20485234), Licensed by the New Hampshire Banking Department (13346-MB), Village Capital & Investment is licensed by the New Jersey Department of Banking and Insurance (#L054516), Licensed by the Pennsylvania Department of Banking as a Mortgage Lender (#21472) Village Capital & Investment LLC. d/b/a Village Home Mortgage is a licensed Lender/Broker in the State ofTennessee (#0000002724). Village Capital & Investment LLC D/b/a Village Home Mortgage is licensed by the Virginia State Corporation Commission, license number MLB-1284.
Phillips is a highly sought after Mortgage Professional for both clients and realtors alike. His emergence as one of area top mortgage professionals didn't happen overnight. 
