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  1. Contact Me

  2. Jeremiah Phillips Director of Sales/Senior Loan Officer
    NMLS# 58172
  3. Phone
    (856) 252-1826
    Fax
    (866) 704-5451
    Evenings
    (609) 760-9234
  4. E-Mail Me
  5. Village Capital & Investment
  6. 700 East Gate Drive 4th Floor
    Mount Laurel, NJ 08054

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New Jersey, PA Home Loans, Refinances,
Construction Loans, FHA Financing
 

 
If you're looking for information on mortgages and financing in the New Jersey/ PA and surrounding area's, then you've come to the right place. Whether you are planning to refinance or purchase your dream home, I can help you find the perfect loan. I specialize in FHA loans, FHA refinance and conventional mortgages. If you need a mortgage consultation in regards to your current rate, terms or options, give me a call!

 

" Bringing Families Home" 

 

NJ Mortgage LoansNJ Mortgages and RefinancePA Mortgage LoansNJ Mortgage Information
For More Information about Loans, FHA and Home Financing, read the following articles...

Learning About Financing

Investing In Real Estate 

 

Seller Concession — Many home buyers with limited funds seek the seller’s assistance with closing costs. This is especially true for those securing FHA loans. Typically on an FHA loan the borrower must contribute 3.5% of his/her own funds into the loan, this can be a gift from a family member and does not necessarily need to be applied to the down payment, it may be applied towards closing costs or pre-paid items.

The typical seller’s concession on an FHA loan is 6% , however, on a conventional loan with less than 10% down the seller concession in most cases is no more than 3%. Other factors such as credit scores and loan program guidelines would determine the exact amount allowed.

 MortgagePreapproval


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At our website you can find tools available to answer virtually any mortgage or FHA question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

Free Reports for...

FREE REPORTS 
  • Essential Steps Every Homebuyer Should Know.
  • The Most Important Rule in House Hunting.
  • Making Offers!

 Mortgage Help
  • How To Determine If a Refinance is Right for you?
  • The Six Biggest Mistakes Home Sellers Make.
  • Do You Really Need An Agent?

NJ Mortgage Info
  • For Buyers 
  • For Sellers 
  • For Owners 

 NJ Mortgage Advice
  • Are you looking purchase your first home using FHA or a Conventional mortgage?
  • Need to refi but not sure if it's right for you?
  • Qualifying questions? 

Free Information:

Mortgage Blog
 
Visit Jeremiah's blog for the latest mortgage market updates
 

 Real Estate Blog
 
Blog about current real estate news in New Jersey Get a list of homes within the FHA limits.
 
 

     Apply For an FHA LOAN Today!
  FHA Loans      FHA REFI
 

Meet Jeremiah, Experienced Area Expert!

 
After hundreds of closed FHA and conventional loans in NJ/PA and the surrounding communities, representing both new home buyers and refinance clients, Jeremiah Jeremiah PhillipsPhillips is a highly sought after Mortgage Professional for both clients and realtors alike.  His emergence as one of area top mortgage professionals didn't happen overnight.
 
It took years to acquire the reputation and experience he uses everyday to help clients make the best decisions. 
 

Jeremiah Phillips Puts Customers first!

Borrowers who are happy with the fha, conventional mortgage or custom loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction. 

 
Apply Today!
Village Home Mortgage.

Licensed in the following states: Alaska Business License # 917131, Arizona Residential Mortgage Licensee (MB0908391, MBBR111399 BK0909393, BKBR0113668), Licensed by the California Department of Corporations under the California Finance Lenders Law, License #603 A 697, Supervised Lender's License in the State of Colorado (#989481), Connecticut First Mortgage Correspondent License Lender/Broker (#18207) and Second Mortgage Correspondent License Lender/Broker, Delaware Chapter 22 Licensed Lender License (#9553),District of Columbia Mortgage Lender and Broker (#MLB9533), A Georgia Residential Mortgage Licensee (#19887), Florida Correspondent Mortgage Lender License (#CL0700323), Illinois Residential Mortgage License (#MB.6760384), Indianac First Lien Mortgage Loan License (#11048), Maine Supervised Lender SLM 10500, Massachusetts Mortgage Lender and Mortgage Broker (#MC-4562), Maryland Mortgage Lender (#12327), Michigan First Mortgage Lender/Broker (FL0010752) & Second Mortgage Lender/Broker(#SR0010772), Minnesota Residential Mortgage Originator (#20485234), Licensed by the New Hampshire Banking Department (13346-MB), Village Capital & Investment is licensed by the New Jersey Department of Banking and Insurance (#L054516), Licensed  by the Pennsylvania Department of Banking as a Mortgage Lender (#21472) Village Capital & Investment LLC. d/b/a Village Home Mortgage is a licensed Lender/Broker in the State ofTennessee (#0000002724). Village Capital & Investment LLC D/b/a Village Home Mortgage is licensed by the Virginia State Corporation Commission, license number MLB-1284.

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  • Seller Financing
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